Showing titles in Banks & Banking

FedNow is a real-time payment service being developed by the US Federal Reserve to enable faster, more efficient, and secure payments. This audiobook provides an in-depth look at FedNow, covering its features, implementation and rollout, impact on financial institutions, businesses, and consumers, regulatory landscape and compliance, security and privacy considerations, and future outlook.

The concept of borrowing against a properly structured life insurance policy as your own bank may sound complicated, but it can be a potent tool for creating liquid wealth. This is because of the power of compounding interest, which is a mathematical force that allows money to grow exponentially over time. By taking out a loan against your life insurance policy and investing the funds elsewhere, you can create more wealth than if you had saved up and paid cash for everything in your life.

Most American adults easily recognize the following description of the 2008 financial crisis. Unregulated Wall Street firms (so-called shadow banks) made too many risky bets with derivatives, causing the housing bubble to burst. The contagious run through the financial system was only stopped by bailouts from the federal government and major regulatory changes

The Great American Bank Robbery maps out in detail exactly how Washington social engineers and their accomplices reshaped banking regulations and housing policies and gutted time-tested underwriting standards that led to the worst financial calamity since the 1930s, one that has robbed American households of $14 trillion in net worth.

In seinem Buch beschreibt Finanzexperte Bernd Reintgen die wichtigsten Geldanlagen und vermittelt das Wissen, wie Sie sich wirklich ein Vermögen aufbauen und erhalten. Wer für sein Alter vorsorgen will und sein Geld für sich arbeiten lassen möchte, hat mit diesem Finanzratgeber das richtige Werkzeug in den Händen. Die meisten Menschen stecken ihr Geld jahrelang in Sparbücher, Festgeld- oder Tagesgeldkonten, Bausparverträge oder festverzinsliche Wertpapiere – und glauben, dass sie dadurch langfristig Vermögen aufbauen. Doch Sparen allein reicht längst nicht mehr, um Wohlstand zu erreichen.

As Millennials get older, we are finding that we don't know as much about our credit and how to properly use it as we should. Many self proclaimed gurus tell you to pay cash for everything and to never use credit cards.

Centrale banken zoals de Fed in de V.S. of de Europese Centrale Bank (ECB) zijn sinds de kredietcrisis van 2007-2008 niet weg te slaan van de voorpagina’s van de kranten. Zij hebben in 2008 de wereldeconomie van een diepe depressie gered en zijn tot op de dag van vandaag de instellingen die de economieën en financiële markten overeind houden. Kortom, ze zijn zeer belangrijk. Ze zijn echter ook black boxes: heel weinig mensen weten wat die instellingen doen, waarom ze doen wat ze doen en hóe ze doen wat ze doen.

"Was also ist Reichtum? Wie entsteht er und wie verteilt er sich?" Andrew Carnegie (1835 – 1919), der seinerzeit einer der drei reichsten Amerikaner war, schrieb einen der ersten Ratgeber für wirtschaftlichen Erfolg: "The Empire of Business". In diesem Bestseller erklärt er, wie man es nach oben schaffen kann – und begründete damit das Genre der "How-to"-Literatur. Als armes Einwandererkind aus Schottland war er geradezu Sinnbild für den Mythos des "From rags to riches": Vom Tellerwäscher zum Millionär.

Von New-York-Times-Bestseller Jordan Belfort, der Hauptfigur des Kinohits The Wolf of Wall Street, erscheint nun endlich das Buch, auf das alle schon immer gewartet haben: sein lang erwartetes Manifest zum erfolgreichen Anlegen an der Börse. Und nichts weniger darf man erwarten: schonungslose Ehrlichkeit, die profitabelsten Lektionen des Lebens und eben alles, was Belfort selbst jemals über die Börse gelernt hat.

In the groundbreaking book "The Wild Wild West," author Tudamoon embarks on a daring journey, drawing striking parallels between the untamed era of the American Wild West and the uncharted territories of today's Web3 world. This riveting narrative offers a unique perspective on the digital revolution, blending history, technology, and true-life adventures. As pioneers once conquered the vast, lawless expanses of the American frontier, modern explorers now navigate the complex and rapidly evolving landscape of Web3.

Pensateci. Qual è lo strumento che usate di più nella vita di tutti i giorni? No, non è lo spazzolino, né l’automobile, e nemmeno la moka. È qualcosa allo stesso tempo di immateriale e di tangibile, che può essere contenuto in un caveau gigantesco o in una piccola tasca, sotto forma di numeri binari o di cilindretti dorati. Qualcosa, soprattutto, che vi permette di accedere a cibo e medicine, concerti e gite fuori porta, libri e serie tv; salute e felicità.

Frank Altman, a legendary figure in the Community Development Finance industry, offers a systematic argument for why and how American capitalism can be extended to people from every walk of life, including those from low-income census tracks. He explores the history and cultural realities that have created an unequal financial playing field, particularly for BIPOC communities and how innovative approaches can create sound investment devices and exponential growth in minority and women-owned businesses and increase levels of home ownership.

In The AI-Cryptography Collision: A New Banking Emergency, the author offers a chilling exploration of the potential catastrophe that could arise if artificial intelligence (AI) were to be misused in the realm of cryptography and online security. As our modern world becomes increasingly reliant on digital transactions and Internet-based communication, the potential for AI-driven cyberattacks to wreak havoc on the global financial system is a genuine concern.

Cryptoconomy is the global virtual currency economy created by the advent of Bitcoin (BTC) as the first virtual currency, which trades leveraging blockchain technology. It continues to expand through the launch of many additional cryptocurrencies, as well as Initial Coin Offerings (ICOs), digital wallets and Non-fungible tokens (NTFs). Some cryptocurrencies are already being traded on the Forex (FX) market.

From its enigmatic origins to its emergence as a global financial phenomenon, Bitcoin has captivated the world like no other currency. The Bitcoin Revolution dives deep into the heart of this digital currency's transformative journey, painting a vivid picture of its evolution, challenges, and unparalleled potential.

An in-depth look at the banking sector's rising scrutiny of precious metals investments and the implications for investors looking to safeguard their savings. Written with a mix of expert insights and real-life experiences, this audiobook provides an overview of how banks are monitoring transactions and what options are available if needed. With clear advice on conducting due diligence before investing, listeners will learn to navigate potential risks while taking advantage of rewards that come with securing financial security through real assets.

Delinquent takes listeners on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can’t pay back.

The OCC charters, regulates, and supervises national banks and federal savings associations and licenses, regulates, and supervises federal branches and agencies of foreign banking organizations (collectively the “federal banking system”). As of September 30, 2022, the federal banking system comprised 1,035 banks operating in the United States. In total, the banks within the federal banking system, excluding federal branches and agencies of foreign banks, hold $15.2 trillion of all assets of US commercial banks (64 percent of the total assets held by all US commercial banks).