This conversation delves into the financial complexities individuals face during and after divorce. Carlton Benjamin, a financial security advisor, and Divorce Coach Lisa share insights on managing emotions, long-term planning, and the importance of life insurance.

The discussion covers various financial aspects, including investment accounts, pensions, and tax implications, emphasizing the need for a structured approach to rebuilding financial stability post-divorce.
We also tackle practical, often-overlooked questions like:
➡️ What to do with joint life insurance after separation
➡️ How to handle RESP contributions when co-parenting
➡️ Tax traps to avoid when dividing RRSPs, selling property, or receiving spousal support

☑️ How to split pensions and retirement accounts without triggering penalties
☑️ What "irrevocable beneficiary" really means—and why it matters
☑️ How to rebuild your financial foundation after divorce

If the money side of divorce is stressing you out, or you’re unsure what you don’t know...

🎧 This episode is for you.
P.S. Follow Carlton on Instagram @father0fsky3 for more practical tips on building financial security, understanding insurance, and protecting your future.

Follow me for inspiration and tips on how to reinvent yourself through divorce:
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In this conversation, Divorce Coach, Lisa Gu and Therapist, Josh Rinz, discuss the complexities of navigating children's therapy during divorce. They explore various types of therapy suitable for children, signs of distress to look for, and the misconceptions children may have about divorce.

The importance of communication, providing security, and the impact of parental conflict on children are emphasized. They also address how to encourage children to engage in therapy, the significance of community support, and the need for parents to give themselves grace during this challenging time.

Chapters

00:00 Navigating Divorce: Concerns for Children's Well-Being

02:21 Types of Therapy for Children

06:27 Recognizing Signs of Distress in Children

10:18 Understanding Children's Fears During Divorce

14:23 Communicating with Children About Divorce

18:28 Parental Conflict and Its Impact on Children

22:24 Effective Communication Strategies for Parents

26:14 Avoiding Common Pitfalls in Parenting During Divorce

28:39 Navigating Parental Love in Divorce

35:58 Long-Term Perspectives on Parenting

37:01 The Importance of Therapy for Children

48:43 Building a Supportive Community for Kids

53:15 Embracing Imperfection in Parenting

P.S. Follow Josh on Instagram @joshrinztherapy for more wisdom on parenting, mental health, and neurodivergence.

P.P.S. My group coaching program, Chaos to Clarity, covers practical strategies to support your children and stepchildren during divorce. Sign up by April 18 for your first month at 50% off!

In this solo episode, Lisa reflects on the lasting impact of comments made by her ex-husband, particularly regarding her stress levels before traveling. She shares her journey of self-discovery through travel, highlighting how she overcame the negative narrative imposed by her ex. Lisa emphasizes the importance of reclaiming one's personal power and rewriting narratives that no longer serve us, encouraging listeners to reflect on their own experiences and the stories they carry from past relationships.

In this episode of Untying Your Knot, Divorce Coach Lisa Gu and Mediator Colette Fortin discuss the complexities of co-parenting during and after divorce. They explore the emotional challenges faced by parents and children, effective strategies for maintaining a healthy co-parenting relationship, and the importance of communication and planning. The conversation emphasizes prioritizing children's well-being, managing high-conflict situations, and creating a supportive environment for children to thrive despite the changes in their family dynamics.

In this conversation, Lisa Gu and Colette Fortin focus on parenting time, custody arrangements, and the emotional challenges involved. They emphasize the importance of communication, practice runs for shared parenting, and the need for emotional intelligence in modelling behaviour for children. The discussion also covers the transition into new relationships and step-parenting, as well as strategies for handling holidays and family traditions in a way that prioritizes children's well-being.

Want to learn more about mediation? Connect with Colette and her team:

📞 (226) 705-1056

🌐https://fairwaydivorce.com/lp/waterloo-wellington/fairway/

Chapters

00:00 Understanding Emotional Dynamics in Divorce

05:58 Effective Co-Parenting Strategies

08:52 Communication Plans for Co-Parents

12:41 Prioritizing Children's Well-Being

15:30 Managing High-Conflict Situations

18:58 Creating a Supportive Co-Parenting Environment

22:54 Balancing Discipline and Routines

26:03 Navigating Competition and Time Sharing

29:04 Navigating Parenting Time and Custody Arrangements

37:57 Transitioning into New Relationships and Step-Parenting

44:39 Handling Holidays and Family Traditions During and Post-Divorce

50:10 Long-Term Perspectives on Co-Parenting and Child Well-Being

Two years ago, I transferred the title and mortgage of my matrimonial home into my name. Even with a temporary six-month bridge loan as we were finalizing our separation agreement, I was hit with an early mortgage termination fee of over $2,000.

I tried negotiating with my lender—one of Canada’s major banks—but they wouldn’t budge. And on top of that, I faced an additional $1,000+ in legal fees just to complete the title and mortgage transfer. 💸

Oh, did I mention how much mortgage penalty we had to pay when we sold our investment property? 💸💸💸💸

To help you avoid my costly mistakes, I invited Mortgage Agent Richard Castillo to discuss everything you need to know about navigating mortgage decisions during or post-divorce.

In this episode, we covered:

• The implications of recent interest rate changes in Canada and how they affect mortgage options, especially for those going through a divorce.
• Challenges unique to post-divorce borrowers, including qualifying for mortgages on a single income and the financial nuances of transferring home ownership.
• Why understanding different lending institutions matters and the key factors to weigh when choosing a mortgage.

Curious about how to turn a “no” into a “yes” for your mortgage approval? Don’t miss Episode 8 of Untying the Knot.
Richard Castillo
519-781-7424
https://dlcteam.ca/
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I'm here to support you to turn the chaos into clarity and create a life you love! 💪✨
Chapters
00:00 Understanding Mortgage Options During Divorce
04:46 Navigating Interest Rates and Market Conditions
09:54 Choosing the Right Lending Institution
14:58 The Importance of Flexibility in Mortgages
20:07 Understanding Mortgage Penalties
24:52 Qualifying for Mortgages Post-Divorce
29:54 Transferring the Matrimonial Home
34:56 Planning for Future Home Purchases