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The Retirement and IRA Show

The Retirement and IRA Show

By: Jim Saulnier CFP® & Chris Stein CFP®
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 What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining! Economics Personal Finance
Episodes
  • Social Security PSAs, FIAs, SPIAs, and MYGAs: Q&A #2525

    Social Security PSAs, FIAs, SPIAs, and MYGAs: Q&A #2525
    Jun 21 2025

    Jim and Chris begin with three PSAs on Social Security experiences, then answer questions on fixed indexed annuities with market value adjustments, SPIA payout options for the Minimum Dignity Floor™, and the tax aggregation rule for MYGAs.(11:30) In this PSA Georgette clarifies that her husband, born February 1, received January benefits at full age 70, […]

    The post Social Security PSAs, FIAs, SPIAs, and MYGAs: Q&A #2525 appeared first on The Retirement and IRA Show.
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    1 hr and 32 mins
  • Fixed Indexed Annuities: EDU #2525

    Fixed Indexed Annuities: EDU #2525
    Jun 18 2025

    Chris’s Summary:Jim and I continue our focus for Annuity Awareness Month by explaining how fixed indexed annuities work and the regulatory nuances that distinguish them from other fixed products. We walk through their structure, common misconceptions, when they can be appropriate, and how to compare them to MYGAs and buffered ETFs. We also highlight the […]

    The post Fixed Indexed Annuities: EDU #2525 appeared first on The Retirement and IRA Show.
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    1 hr and 32 mins
  • Social Security, HSA Rules, SPIA Funding, and FIA Details: Q&A #2524

    Social Security, HSA Rules, SPIA Funding, and FIA Details: Q&A #2524
    Jun 14 2025

    Jim and Chris address questions on Social Security survivor benefits, unreimbursed HSA expenses, SPIA funding from multiple accounts, and Fixed Indexed Annuity details. (7:45) Georgette asks whether drawing her own reduced Social Security benefit at 62 will affect her ability to switch to her deceased husband’s full survivor benefit at age 67. (23:15) A listener […]

    The post Social Security, HSA Rules, SPIA Funding, and FIA Details: Q&A #2524 appeared first on The Retirement and IRA Show.
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    1 hr and 22 mins
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