Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset.

On this episode, we discuss:

(00:00) Intro
(00:10) Are Low Interest Rates Gone For Good?
(02:45) The Reality Of 5% Interest Rates
(03:50) What Is The Goldilocks (Neutral) Cash Rate?
(05:39) Why The Cash Rate Might Stay Higher For Longer
(06:21) Government Spending’s Impact On Rates
(10:52) Housing Supply Issues And Construction Shortages
(11:48) Why Property Prices Aren’t Falling Anytime Soon
(15:35) Should You Fix Your Home Loan Rate?
(20:06) Stop Waiting For Rates To Drop - Build A Strategy Now

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pricing strategy for FY2026. From hourly rates to value-based pricing, we reveal the models that protect profits - plus the $10/hour tweak that added $240K to one business.

On this episode, we discuss:

(00:00) Intro
(00:35) Why End of Financial Year Is The Best Time to Review Your Pricing
(01:43) How Most Business Owners Get Pricing Wrong
(02:58) Hourly Rates: The Pitfalls You Didn’t Expect
(05:38) Reverse Engineering Your Fees for Profit
(08:19) Fixed Fee Pricing: When It Works and When It Fails
(10:16) Retainers, Fixed Fee and Value Based Pricing
(16:59) Hybrid Pricing Models and Where AI Might Fit In
(17:55) Real-Life Example: A $10/hour Price Rise That Added $240K
(22:10) Why Scale Magnifies Both Profit and Problems
(23:17) E-Comm, Discounts and the Pricing Trap
(24:11) Perceived Value: Why Charging More Can Help You Sell
(25:15) How Business Coaches Set Their Pricing
(32:01) Why Picking the Right Clients Is Part of the Profit Equation

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Underperformers are costing businesses more than we realise - not just financially, but culturally. Today we unpack the true cost of poor hires, how to manage underperformance with empathy and accountability, and the leadership moves that create a high-performance culture. Whether you lead a small team or a growing company, this episode will sharpen how you hire, coach, and make the tough calls.

On this episode, we discuss:

(00:00) Intro
(00:15) Jase’s First Job at Macca’s and the Roots of High Performance
(02:36) Owning the Days You Underperform
(03:31) What Poor Performers Really Cost Your Business
(06:12) Filling Roles vs. Hiring the Right People
(08:31) How to Push for High Performance Without Being an Asshole
(12:43) Why Clear Expectations Matter in the Interview Process
(17:43) What Netflix Taught Us About Firing the Bottom 20%
(21:56) Why Performance Plans Can Help—Not Hurt
(25:19) Balancing Empathy and Accountability
(26:40) The Leadership Responsibility to Protect the Team
(29:00) Where to Start If You’re a Small Business Owner

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.