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The HMO Podcast

The HMO Podcast

By: Andy Graham
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Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.© 2025 The HMO Podcast Economics Personal Finance
Episodes
  • Scaling from 5 to 50 HMO Rooms — What Would I Do Differently?
    Jun 25 2025

    In this episode, I’m taking you behind the scenes of my own journey scaling from 5 to 50 HMO rooms. I’m rewinding the clock and sharing exactly what I’d do differently if I had to do it all over again.

    You’ll hear the honest truth—what really worked, what I got completely wrong, and the lessons I learned the hard way. Most importantly, I’ll walk you through a practical, no-fluff playbook for growing your own HMO portfolio in a smarter, faster, and more sustainable way—without repeating my mistakes.

    Topics covered in this episode:

    • 02:51 - Key Success Factors in Growing HMO Portfolio
    • 12:08 - Mistakes Made and Lessons Learned
    • 25:26 - What I Would Do Differently

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    Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

    Got any questions? Join The HMO Community on Facebook!

    Connect with me on Instagram or Linkedin for daily HMO tips and advice!

    If you want to join my 1-2-1 mentoring program, you can enquire here.

    Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

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    36 mins
  • When to Sell Your HMO (And Why Holding On Could Be Slowing You Down)
    Jun 18 2025

    In this episode, we’re talking about when it might be the right time to sell your HMO – and why holding on to it could actually be holding you back.

    At some point, the decision of whether or not to sell your assets is something you'll need to give serious thought to. So today, we’ll explore the different scenarios where selling could be a smart and timely move.

    But to be clear – this isn’t about convincing you to sell. Far from it. It’s about helping you prepare, so that when the time does come, you’re in the strongest possible position to get the very best return from your HMO.

    Topics covered in this episode:

    • 01:21 - Understanding the Right Time to Sell Your HMO
    • 02:31 - The Importance of Selling in Property Investment
    • 04:25 - Seven Reasons to Consider Selling Your HMO
    • 19:47 - Preparing for the Sale: Building a Sellable Asset

    -

    Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

    Got any questions? Join The HMO Community on Facebook!

    Connect with me on Instagram or Linkedin for daily HMO tips and advice!

    If you want to join my 1-2-1 mentoring program, you can enquire here.

    Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

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    25 mins
  • Funding HMOs in 2025: Inside the Lender’s Mind with Together Finance
    Jun 11 2025

    In this week's episode, I’m joined by Ryan Etchells from Together. Ryan is the Chief Commercial Officer at Together, one of the UK’s leading specialist lenders. With a huge lending book, a strong appetite for HMOs, and years of experience in the sector, they really know their stuff.

    What you’ll discover today is that Ryan brings a unique and valuable perspective from the lender’s side of the table. He shares some brilliant insights—and, more importantly, practical advice—that could help you strengthen your applications and build better relationships with lenders.

    So, if you’re finding it tough to get the results you want from a lender, or if scaling your property business has hit a financing wall, then this episode is one you don’t want to miss!

    Topics covered in this episode:

    • 03:13 - Understanding Together Finance and Its Unique Approach
    • 07:43 - Current Trends in HMO Lending and Market Dynamics
    • 12:45 - The Importance of Relationships with Lenders
    • 17:04 - Defining a Good Deal in the HMO Market
    • 34:54 - Case Study: A Unique HMO Investment Story

    -

    Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

    Got any questions? Join The HMO Community on Facebook!

    Connect with me on Instagram or Linkedin for daily HMO tips and advice!

    If you want to join my 1-2-1 mentoring program, you can enquire here.

    Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

    Show More Show Less
    41 mins
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