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Remnant Finance - Infinite Banking and Capital Control

Remnant Finance - Infinite Banking and Capital Control

By: Brian Moody & Hans Toohey
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Remnant Finance aims to revolutionize how you think about money. Join co-hosts Brian Moody and Hans Toohey, veteran military pilots and Authorized Infinite Banking Concept Practitioners of the NNI, as they dive deep into strategies that can transform your approach to personal finance. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations. Join us as we challenge the conventional and build financial independence together. Subscribe to navigate your financial future with confidence!Brian Moody & Hans Toohey Economics Personal Finance
Episodes
  • Presidential Pardon & Financial Freedom Through Infinite Banking
    Jun 20 2025

    Military service members who stood against COVID mandates faced unprecedented retaliation, but the tide is turning. In this powerful episode, Mark Bashaw celebrates his presidential pardon from Donald Trump while interviewing Hans from Remnant Finance, a former Navy helicopter pilot whose 14-year career was derailed by refusing unlawful orders.


    Their conversation reveals how military persecution led to financial awakening and the discovery of infinite banking as a path to true financial independence. Hans shares his transformation from conventional financial thinking to understanding how specially designed whole life insurance policies can replace traditional banking relationships.


    This episode demonstrates how crisis can become opportunity, showing service members and civilians alike how to build resilient financial strategies that withstand government overreach, career disruption, and economic uncertainty.


    Presidential Pardon Victory: A full unconditional pardon from President Trump validates the stance against experimental COVID mandates, representing vindication for service members who sacrificed their careers to uphold constitutional principles and medical freedom.


    From Naval Aviator to Financial Educator: The journey from being on track for squadron command to discovering infinite banking concepts during a two-year grounding demonstrates how crisis can lead to unexpected opportunities and financial awakening.


    The Infinite Banking Concept: Rather than surrendering control to banks, infinite banking allows individuals to become their own source of financing through whole life insurance policies, providing guaranteed growth and flexible capital access.


    Military-Specific Financial Challenges: Unique vulnerabilities faced by service members include sudden career disruption and inadequate coverage, emphasizing how military families need robust strategies that can withstand unexpected job loss and career-ending events.


    Protection Before Growth Philosophy: Establishing financial protection and savings before pursuing growth investments ensures families can survive income disruption while building wealth through guaranteed vehicles rather than market speculation.


    ➡️Chapters:

    00:00 - Introduction and Mark's Presidential Pardon

    05:00 - Welcome Hans from Remnant Finance

    08:00 - Hans's Military Background and COVID Mandate Resistance

    12:00 - Two Years of Career Limbo and Financial Discovery

    18:00 - Contract Disputes and Debt Collection Harassment

    24:00 - Navy's Retaliation Through Cross-Country Orders

    28:00 - Family Decisions and Religious Accommodation Success

    32:00 - Introduction to Infinite Banking Concepts

    36:00 - Banking Function and Capital Control

    40:00 - Protection, Save, Grow Philosophy

    44:00 - Human Life Value and Insurance Needs

    48:00 - Why Insurance Companies Don't Default

    53:00 - Policy Loans and Multiple Uses of Capital

    58:00 - Contact Information and Final Thoughts


    Visit https://remnantfinance.com for more information


    FOLLOW REMNANT FINANCE


    Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)

    Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)

    Twitter: @remnantfinance (https://x.com/remnantfinance)

    TikTok: @RemnantFinance


    Don't forget to hit LIKE and SUBSCRIBE

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    1 hr and 5 mins
  • How to Pay Zero Taxes Legally: Tax Sherpa's Million-Dollar Strategies
    Jun 13 2025

    Taxes don't have to be the financial death sentence most people accept them to be. In this episode, we welcome back Neil McSpadden from Tax Sherpa for his second appearance on the show. Neil shares his journey from owing the IRS $1.3 million to becoming a tax strategist who's helped save hundreds of millions in taxes across 50,000+ returns.


    The conversation covers everything from the latest Trump tax legislation to practical strategies for business owners, plus why being a W-2 employee puts you at the biggest tax disadvantage possible. We dive deep into the "Big Beautiful Bill," estate tax changes that could impact infinite banking practitioners, and the fundamental difference between how employees and business owners are taxed.


    Whether you're a pure W-2 earner looking for ways to optimize your situation or a business owner wanting to maximize deductions, this episode reveals why having a tax strategy isn't optional—it's essential for keeping more of your hard-earned money out of government hands.


    The Tax Order of Operations: The fundamental difference between W-2 employees and business owners isn't just about deductions—it's about when you pay taxes. Employees earn money, get taxed on nearly everything, then spend what's left. Business owners earn money, spend on allowable business expenses, then only pay taxes on what remains.


    Trump's "Big Beautiful Bill": Neil breaks down the key provisions of the new tax package, including making the Tax Cuts and Jobs Act permanent, the "no tax on tips" policy, vehicle interest deductions for American-made cars, and changes to the SALT cap. Understanding these changes is crucial for planning your 2025 tax strategy.


    Estate Tax Alert for IBC Practitioners: The estate tax exemption could drop from $13.5 million per person to roughly half that amount. For infinite banking practitioners with whole life policies and convertible term coverage, this could mean your policy values might subject your estate to a 40% tax.


    Why Everyone Needs Business Income: Even if you're primarily a W-2 employee, having some form of business income opens up tax strategies unavailable to pure employees. This doesn't mean quitting your job—just finding ways to generate legitimate business income that shifts expenses from after-tax to before-tax.


    ➡️ Chapters


    00:00 - Opening thoughts on taxation philosophy

    01:00 - Neil's backstory: From $1.3M IRS debt to tax expert

    04:00 - How Tax Sherpa was born during the pandemic

    08:00 - Why the IRS doesn't actually know what you owe

    09:00 - Trump's "Big Beautiful Bill" breakdown

    12:00 - No tax on tips: The details matter

    17:00 - Child tax credits and vehicle deductions

    22:00 - SALT cap negotiations and high-tax states

    28:00 - Estate tax sunset: A ticking time bomb

    33:00 - Generation skipping transfer tax explained

    37:00 - W-2 vs. business owner tax treatment

    42:00 - The guiding principle of business deductions

    47:00 - Case study: Converting 1099 income properly

    52:00 - Tax Sherpa's client process overview

    57:00 - Why Neil understands infinite banking


    Want to learn smarter ways to reduce your tax burden and keep more of what you earn?


    Follow Neal on LinkedIn: linkedin.com/in/neal-mcspadden or book a call at https://taxsherpa.com/book-an-appointment to see how you can optimize your tax strategy

    !

    Visit https://remnantfinance.com for more information


    FOLLOW REMNANT FINANCE


    Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)

    Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)

    Twitter: @remnantfinance (https://x.com/remnantfinance)

    TikTok: @RemnantFinance


    Don't forget to hit LIKE and SUBSCRIBE

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    1 hr and 4 mins
  • Behind Enemy Lines - Standing for Constitutional Principles with Navy Commander Rob Green
    Jun 6 2025


    When military leaders weaponize health protocols against service members who refuse to comply with unlawful orders, what happens to the oath to defend the Constitution? In this powerful episode, we're joined by Navy Commander Rob Green, author of "Defending the Constitution Behind Enemy Lines," who shares his experience of being systematically targeted and attacekd for refusing emergency use COVID tests and vaccines.


    Rob's story reveals the rampant violation of constitutional rights within the Department of Defense and how a leaked Navy standard operating procedure exposed the mass denial of religious accommodation requests. His courage in fighting these unlawful mandates helped secure federal injunctions that protected thousands of service members across all branches of the military.


    We also explore how the COVID mandate fight opened our eyes to the need for true independence, not just from government overreach, but from the financial systems that make coercion possible. Rob shares his journey from Dave Ramsey disciple to Infinite Banking Concept practitioner, and why building generational wealth through whole life insurance policies creates the financial freedom necessary to stand on principle.


    Follow Rob on X @robgreen1010 and buy his book here!

    The Parking Lot Exile: Rob details the absurdity of being forced to conduct official Navy business from his car in the snow because he refused emergency use COVID tests.

    The Leaked Navy SOP: The revelation of a standard operating procedure that directed the mass denial of religious accommodation requests without proper review.

    Emergency Use Authorization Rights: An in-depth explanation of Title 21 US Code and how emergency use products cannot be mandated, even for military members.

    The Path to Accountability: Discussion of grade determinations as a tool for holding military leaders accountable for their actions during COVID.

    From Mandate Resistance to Financial Independence: How the COVID fight revealed the need for true independence from systems that enable government coercion.

    Building Generational Resilience: How whole life insurance policies can provide the financial security that enables future generations to stand on principle rather than being coerced by economic pressure.

    ➡️ Chapters

    00:00 - The Obligation to Resist Unlawful Orders

    05:00 - Rob's Background and Introduction to the Mandate Fight08:00 - The Parking Lot Exile and Emergency Use Authorization

    15:00 - The Navy's Standard Operating Procedure for Mass Denials

    21:00 - Lack of Accountability and Grade Determinations

    27:00 - Transitioning from COVID Fight to Financial Independence

    35:00 - The Risk Aversion Mindset and Government Overreach

    42:00 - From Dave Ramsey to Infinite Banking Concept

    48:00 - Paul Atkins and His 54 Life Insurance Policies

    54:00 - Generational Wealth and Standing on Principle

    01:02:00 - Final Thoughts on Independence and Accountability


    Follow Rob on X @robgreen1010 and buy his book here!


    Visit https://remnantfinance.com for more information


    FOLLOW REMNANT FINANCE

    Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)

    Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)

    Twitter: @remnantfinance (https://x.com/remnantfinance)

    TikTok: @RemnantFinance

    Don't forget to hit LIKE and SUBSCRIBE

    Show More Show Less
    1 hr and 6 mins
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