Episodes

  • Timing Australian Property Market Cycles - What’s To Come?

    Timing Australian Property Market Cycles - What’s To Come?
    Jan 8 2025

    In this conversation, Jaryd Krause and Sam Powell delve into the complexities of the property market cycle, emphasizing the challenges of timing investments and the importance of understanding market phases.

    They discuss the 18.6-year market cycle, the current 'winner's curse' phase, and the implications of inflation on investment strategies. The conversation highlights the significance of location, market research, and the psychological aspects of investing, encouraging a long-term perspective to navigate market fluctuations effectively.

    CHAPTERS

    00:00 Navigating the Property Cycle

    03:05 Understanding Market Cycles and Human Emotion

    06:03 The 18.6 Year Market Cycle Explained

    08:59 Current Phase: Winner's Curse

    11:56 Future Predictions and Economic Indicators

    14:53 Investment Strategies for the Long Term

    17:46 The Importance of Location and Market Research

    21:03 Riding Out Market Downturns

    24:05 The Role of Inflation in Investment Decisions

    26:57 Final Thoughts on Investment and Market Trends

    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    RESOURCE LINKS:
    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    38 mins
  • How Crypto & Stocks Move The Australian Property Market

    How Crypto & Stocks Move The Australian Property Market
    Dec 25 2024

    In this episode, Jaryd Krause and Sam Powell delve into the intricacies of the property market, discussing the influence of macroeconomic factors, political cycles, and market confidence on property investments.

    They explore the current state of the market, the importance of understanding supply and demand dynamics, and the long-term strategies for successful property investment.

    The conversation emphasizes the need for a cautious approach to investing, particularly in volatile markets like crypto, while highlighting the potential for growth in the property sector.

    CHAPTERS

    00:00 Navigating the Property Market Landscape

    06:08 The Impact of Political and Economic Cycles

    12:07 Understanding Market Confidence and Its Effects

    18:00 Supply and Demand Dynamics in Housing

    23:59 Future Trends and Investment Strategies

    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    RESOURCE LINKS:
    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    40 mins
  • Index Funds Vs Property Investing, Which Wins, When & How To Use Both

    Index Funds Vs Property Investing, Which Wins, When & How To Use Both
    Dec 18 2024

    In this conversation, Jaryd Krause and Sam Powell discuss the investment landscape as they approach 2025, focusing on the comparison between index funds and property investment.

    They explore the risks associated with both investment types, the emotional aspects of investing, and strategies for leveraging investments effectively.

    The discussion emphasizes the importance of having a clear investment plan and understanding market cycles, while also addressing the emotional challenges that come with investing.

    CHAPTERS

    00:00 2025 Predictions: A Quick Overview

    01:22 Index Funds vs. Property Investment

    12:05 Understanding Risk in Investments

    20:02 Leveraging Investments: Strategies and Insights

    29:15 The Emotional Side of Investing

    34:25 Final Thoughts on Investment Strategies

    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    RESOURCE LINKS:
    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    38 mins
  • How World Wide Market Trends Affect The Australian Property Market For Expat Investors & Beginners with Jarrad Brown

    How World Wide Market Trends Affect The Australian Property Market For Expat Investors & Beginners with Jarrad Brown
    Dec 11 2024
    Jarrad Brown shares his journey from Perth to becoming a financial planner in Singapore, focusing on the expat experience, the complexities of business and tax considerations for Australians living abroad, and the appeal of Australia as a destination for skilled migrants. He discusses the challenges of wealth accumulation in Australia, the intricacies of investing in property as an expat, and the importance of leveraging opportunities in the financial landscape. The conversation also touches on migration trends and the dynamics of the skilled workforce in Australia. In this conversation, Sam Powell and Jarrad Brown discuss various economic factors affecting the Australian market, including currency trends, interest rates, and the implications for Australian expats. They explore the relationship between interest rates and market activity, the growing wealth disparity, and the potential impact of economic policies on investment opportunities. The discussion emphasizes the importance of understanding macroeconomic trends and the challenges faced by different demographics in the current financial landscape. CHAPTERS 00:00 Introduction to Jarrad Brown's Journey 02:54 Understanding the Expat Landscape 06:06 Navigating Business and Tax Considerations for Expats 08:49 Australia's Appeal in a Global Context 11:55 Challenges of Wealth Accumulation in Australia 15:02 Investing in Australian Property as an Expat 18:04 Leveraging Opportunities for Expats 21:09 Migration Trends and Australia's Attractiveness 24:09 Skilled Migration and Workforce Dynamics 27:07 Interest Rates and Market Activity 34:14 Wealth Disparity and Economic Confidence 39:22 Impact of Interest Rate Cuts on Expat Investments 46:55 Future Economic Outlook and Investment Opportunities EPISODE HIGHLIGHTS Jarrad Brown moved to Singapore for career opportunities.The expat lifestyle often involves planning to stay abroad for a few years.Tax considerations are crucial for expats when setting up businesses.Australia's high tax rates can complicate wealth accumulation.Investing in Australian property remains attractive despite tax challenges.Expats can leverage their overseas income for property investments.Migration trends show Australia as a desirable destination for skilled workers.The Australian dollar's value impacts foreign investment attractiveness.Understanding local regulations is key for expats in business.Networking with financial advisors is essential for expats. The Australian dollar is currently on a downward trend against the US dollar.Interest rates are expected to trend down, providing opportunities for expats.The wealth gap is widening, with the middle class facing challenges.Interest rate cuts may not directly translate to increased borrowing capacity for expats.Market activity is influenced by both interest rates and economic confidence.The Australian banking system is tightly regulated, reducing the risk of a market crash.Investors should be cautious but optimistic about future opportunities.Understanding macroeconomic trends is crucial for long-term investment strategies.The demand for Australian property remains strong among expats despite global market fluctuations.Diversification in investments is essential for financial security. ABOUT THE HOSTSSam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing. Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey. The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios. ABOUT THE GUESTJarrad Brown is an Australia Expat Financial Planner who helps Australian expats invest in the Australian property market and other asset classes to build wealth based on current market economics and trends.https://www.gfcadvice.com/https://www.youtube.com/c/JarradBrownAustralianExpatFinance RESOURCE LINKS:➥ Property Pals Website - https://www.propertypals.au/➥ Property Pals Website - https://www.propertypals.au/coaching➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources Disclaimer: Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.See omnystudio.com/listener for privacy information.
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    53 mins
  • Jaryd Acquires His First Commercial Property Investment [What He Learnt]

    Jaryd Acquires His First Commercial Property Investment [What He Learnt]
    Dec 4 2024

    In this episode, Jaryd Krause shares his journey in commercial property investment, detailing the challenges and successes he faced along the way. The conversation covers the due diligence process, negotiation tactics, and the emotional aspects of investing.

    Jaryd discusses his experiences with loan-to-value ratios and the importance of understanding different types of commercial properties. The episode concludes with insights on future growth strategies and the lessons learned throughout the investment journey.

    EPISODE HIGHLIGHTS

    • Due diligence is crucial in the property buying process.

    • Negotiation tactics can significantly impact deal outcomes.

    • Understanding loan-to-value ratios is essential for financing.

    • Emotional intelligence plays a key role in investing decisions.

    • Learning from each investment experience is vital for growth.

    • Different types of commercial properties offer varying yields.

    • Investing can become routine, but it's important to stay engaged.

    CHAPTERS

    00:00 Jaryd's Commercial Property Journey

    03:10 Navigating the Due Diligence Process

    10:09 Negotiation Tactics in Commercial Real Estate

    14:23 Understanding Loan-to-Value Ratios

    18:27 The Emotional Side of Investing

    22:15 Lessons Learned from the Journey

    27:37 Exploring Different Types of Commercial Properties

    34:02 Future Plans and Growth Strategies

    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    RESOURCE LINKS:
    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    40 mins
  • [Part 2] Why Property Hotspots Are Risky & How To Invest For Better Gains with Mat Djolic

    [Part 2] Why Property Hotspots Are Risky & How To Invest For Better Gains with Mat Djolic
    Nov 27 2024

    In this conversation, Mat Djolic and Jaryd Krause delve into the intricacies of property investment, emphasizing the importance of data analysis, understanding supply and demand dynamics, and the role of buyer's agents.

    They discuss the concept of hotspots versus warm spots, the significance of education in making informed investment decisions, and the ethical considerations in the property market. The conversation concludes with insights into the future of buyer's agents and the increasing need for professionalism in the industry.

    EPISODE HIGHLIGHTS

    • Hotspots can provide quick gains, but they come with risks.

    • Investors should focus on long-term strategies rather than short-term trends.

    • Education plays a crucial role in successful property investment.

    • Ethical investing is vital for long-term success in the property market.

    • Understanding supply and demand dynamics is key to identifying growth areas.

    • Buyer's agents will continue to play a significant role in the investment process.

    • Investors need to be proactive and do their own research.

    • The property market is constantly evolving, requiring adaptability from investors.

    • Professionalism and competence will differentiate successful buyer's agents in the future.

    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    ABOUT THE GUEST
    Matt Djolic who is the Co-founder and director at HTAG analytics which is one of Australia's leading property data businesses.

    https://www.htag.com.au/partner/7B10TUX/

    10% Off Discount Code for HTGA = PROPERTY_PAL_10


    RESOURCE LINKS:
    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    34 mins
  • [Part 1] Property Investing Psychology Versus Real Data That Leads To ROI with Mat Djolic

    [Part 1] Property Investing Psychology Versus Real Data That Leads To ROI with Mat Djolic
    Nov 20 2024

    In this conversation, Mat Djolic discusses the evolution of HTAG Analytics, a data-driven platform for property investment. He emphasizes the importance of understanding key metrics, market trends, and the impact of affordability on investment decisions.

    The discussion also covers the shift in property investment strategies, highlighting the need for education and the psychological changes influencing investor behavior. Mat shares insights on navigating market cycles and the significance of compounding growth in property investments.

    In this conversation, Mat Djolic and Jaryd Krause delve into the intricacies of property investment, emphasizing the importance of data analysis, understanding supply and demand dynamics, and the role of buyer's agents.

    They discuss the concept of hotspots versus warm spots, the significance of education in making informed investment decisions, and the ethical considerations in the property market. The conversation concludes with insights into the future of buyer's agents and the increasing need for professionalism in the industry.

    EPISODE HIGHLIGHTS

    • HTAG Analytics started as a data platform and evolved into a comprehensive investment tool.
    • Understanding key metrics is crucial for making informed investment decisions.
    • Trends in property markets are essential for predicting future growth.
    • Short-term and long-term strategies should be tailored to individual investment goals.
    • Affordability is a significant factor affecting property investment opportunities.
    • Investors need to be aware of market cycles and hotspots for better returns.
    • Education and understanding of data are vital for successful property investing.
    • The psychological aspect of investing is changing, with a focus on quick wins.
    • Investors should not rely solely on others' recommendations but conduct their own analysis.
    • Compounding growth is a critical concept in property investment. Data confidence is essential for making informed investment decisions.


    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    ABOUT THE GUEST

    Matt Djolic who is the Co-founder and director at HTAG analytics which is one of Australia's leading property data businesses.

    https://www.htag.com.au/partner/7B10TUX/

    10% Off Discount Code for HTGA = PROPERTY_PAL_10

    RESOURCE LINKS:
    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    39 mins
  • Understanding Locations Cycles To Improve Property Investing ROI

    Understanding Locations Cycles To Improve Property Investing ROI
    Nov 13 2024

    Jaryd Krause and Sam Powell delve into the importance of location research in property investment. They discuss how understanding market cycles, supply and demand dynamics, and infrastructure development can significantly impact investment decisions.

    The conversation emphasizes the role of data analytics in simplifying the research process and highlights the changing landscape of property investment due to digital transformation.

    Key takeaways include the necessity of evaluating growth potential, understanding opportunity costs, and recognizing future trends in the property market.

    EPISODE HIGHLIGHTS

    • Market cycles can help investors time their purchases effectively.

    • Supply and demand dynamics are critical for capital growth.

    • Infrastructure development can enhance local economies and property values.

    • Data analytics simplifies the process of location research.

    • Investors should be aware of opportunity costs in their decisions.

    • Digital transformation is reshaping the property investment landscape

    CHAPTERS

    00:00 Introduction to Location Research in Property Investment

    03:10 Understanding Market Cycles and Timing

    05:52 Supply and Demand Dynamics

    09:13 Infrastructure Development and Economic Activity

    11:55 Analyzing Growth Potential and Investment Strategies

    14:54 The Impact of Digital Transformation on Property Investment

    17:51 Evaluating Property Performance and Opportunity Costs

    21:01 Future Trends in the Property Market

    23:54 Conclusion and Key Takeaways

    ABOUT THE HOSTS

    Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

    Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

    The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


    RESOURCE LINKS:

    ➥ Htag - https://www.htag.com.au/partner/7B10TUX/

    10% Off Discount Code for HTGA = PROPERTY_PAL_10

    ➥ Property Pals Website - https://www.propertypals.au/
    ➥ Property Pals Website - https://www.propertypals.au/coaching
    ➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources


    Disclaimer:
    Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    37 mins