Thomas delves into the concept of infinite banking, inspired by Nelson Nash's book "Becoming Your Own Banker" and discusses how American families typically manage their finances by focusing on the 10% allocated to savings while neglecting the remaining 90% spent on expenses. He explains how we can significantly boost our savings and reduce finance charges. He emphasizes the benefits of infinite banking and encourages listeners to explore this financial strategy further by scheduling an appointment for a deeper discussion.

Thomas and Trent continue their conversation by exploring the complexities of revenue sharing (rev share) in college athletics, focusing on the financial disparities between Power Five and Group of Five schools. They highlight the significant financial pressures and long-term sustainability concerns faced by less affluent programs. They discuss the competitive imbalance created by differing revenue capabilities and the impact of Name, Image, and Likeness (NIL) deals on recruitment. The conversation also touches on the future of college athletics, emphasizing the need for innovative solutions to create a more equitable system and the importance of community engagement and tradition.

In this episode of the Owners Table podcast, Thomas chats with Trent Dilfer, a former NFL quarterback, Super Bowl champion, ESPN analyst, and current head football coach at the University of Alabama at Birmingham (UAB). The discussion covers Dilfer's extensive career, his transition to coaching, and his holistic approach to player development. Dilfer reflects on his NFL experiences, the importance of financial literacy for athletes, and the evolving landscape of college football, including the impact of Name, Image, and Likeness (NIL) deals. He emphasizes the role of coaches in shaping players' lives both on and off the field.

Thomas addresses the top 4 criticisms of infinite banking, focusing on whole life insurance policies as a financial tool. The criticisms discussed include the high cost of policies, slow cash value accumulation, potential for higher returns with alternative investments, and the complexity of risk management. Thomas counters these points by emphasizing the benefits of properly structured policies for cash accumulation and financial management. The episode aims to educate listeners, particularly high-income earners and business owners, on the advantages of infinite banking.

Thomas continues his conversation with Jason Garrison, a seasoned real estate agent and investor, to discuss his journey and strategies in the real estate industry. Garrison shares his background, emphasizing the importance of helping clients and his preference for fix-and-flip investments over rentals. He offers practical advice for new agents, such as networking, door knocking, and sending regular newsletters. The episode also covers Garrison's use of tools like Red X for property information and his innovative approach to financing through infinite banking. Garrison underscores the value of transparency, client trust, and a service-oriented mindset for long-term success.

Jason Garrison shares his inspiring life story with Thomas. Raised in Haleyville, Alabama, Jason faced significant challenges, including his parents' early divorce and his father's struggles with alcoholism. Despite these hardships, his father's work ethic profoundly influenced him. Jason's career began in banking, but feeling unfulfilled, he transitioned to real estate. His journey was marked by personal growth, faith, and mentorship. Jason's story emphasizes resilience, the importance of hard work, and the transformative power of faith and guidance. This episode is a testament to overcoming adversity and finding success through perseverance.

Thomas shares his personal investment strategy, revealing how he grew his net worth from $100,000 to multiple seven figures over the past decade without selling a business, inheriting money, or winning the lottery. He outlines his three-bucket investment strategy: short-term investments (20% of his portfolio) focusing on high-return loans with collateral, medium-term investments (10%) in equity deals and syndications, and long-term investments (70%) in assets generating consistent cash flow and appreciation. Thomas emphasizes the importance of understanding investments, having clear exit strategies, and leveraging business profits for wealth-building.

Auston recounts his professional journey, detailing his time at Altec, his collaboration with Andrew Bender at OnPoint Capital, and the eventual launch of his own business, Battle Horse. He discusses the importance of patience in career decisions, the challenges of transitioning to a new role, and the significance of mentorship and faith. Thomas asks insightful questions and Auston elaborates on his experiences. Thomas and Auston's conversation highlights themes of perseverance, the impact of key relationships, and the complexities of building and scaling a business.