In this special lifestyle episode of the Horizon Advisers Unleashed podcast, Andrew sits down with Ryan to hear all about his recent family getaway to one of the most breathtaking places on earth—Bora Bora. 🌴🌊

They talk about:

• What it’s really like to wake up in an overwater bungalow
• The unexpected moments that made the trip unforgettable
• Balancing adventure and relaxation with kid in tow
• Why taking time away (even as a planner) is essential for perspective
• Tips for anyone considering a trip to French Polynesia

This episode is a refreshing reminder that while we plan for the future, it’s just as important to enjoy the present. Tune in for travel stories, laughs, and a glimpse into the kind of intentional living that financial planning helps make possible.

In this thought-provoking episode of the Horizon Advisers Unleashed podcast, Ryan and Andrew tackle a topic that doesn’t get discussed enough: oversaving. 💰⏳

While most financial advice focuses on saving more, some people take it to the extreme—delaying joy, deferring experiences, and constantly fearing they haven't saved enough... even when they have.

In this episode, they explore:

• The difference between healthy saving and fear-based hoarding
• Why some high earners struggle to give themselves permission to spend
• How financial planning can help bring balance between tomorrow and today
• Real stories of people who waited too long to enjoy their wealth
• Questions to ask yourself if you're overly focused on the future

If you’ve ever wondered, “Am I allowed to enjoy my money?”—this one’s for you. It's not just about building wealth. It’s about using it meaningfully while you can.

🎧 Tune in for practical insight, mindset shifts, and a reminder that life isn’t just about preparing for the future—it’s about living it.

Struggling to control your spending—even when you know better? You’re not alone. In this episode of Horizon Advisers Unleashed, Andrew and Ryan explore the habits, emotions, and triggers behind overspending. From impulse buys on Amazon to lifestyle creep and "emotional swiping," they explain why simply creating a budget isn’t enough.

You’ll learn practical strategies to shift your mindset, stay intentional with your purchases, and put systems in place that actually work. Whether you’re trying to save for a goal, pay off debt, or just regain control—this conversation will help you rethink how you spend.