A home warranty doesn’t just protect appliances - it can protect your entire deal. In this episode, Judy Jernigan is joined by Keri Smith, a home warranty expert to break down what home warranties really cover, how they differ from homeowners insurance, and how offering one can be a powerful negotiating tool when selling your home.

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Featured Guest:

Keri Smith, Your Warranty Gal, is a home warranty industry veteran and wealth of knowledge. She currently serves as the business development and real estate marketing representative for Choice Home Warranty, helping both homeowners and agents navigate the fine print with confidence.

Instagram & Facebook: @yourwarrantygal

Email: ksmith@chwpro.com

In this episode we talk about:

• What a home warranty covers (and what it doesn’t)
• How warranties complement homeowners insurance
• Seller coverage during the listing period
• Transferring warranties to buyers at closing
• How to use a warranty as a negotiation tool
• Why offering a warranty helps older homes compete with new construction
• Multi-year warranty plans and what to expect
• The HVAC sticker hack you can try with ChatGPT
• Setting realistic expectations with coverage terms

Why This Matters for Home Sellers:

Homebuyers are comparing your listing to new construction. Offering a home warranty can boost their confidence, protect your bottom line during negotiations, and reduce post-inspection surprises. Even better - many policies can be started with no upfront cost during your listing period and transferred to the home buyer at closing.

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