Is your estate plan up to date with your current life changes? Join me, Todd Whatley, as we navigate the complexities of modern estate planning, ensuring your assets are securely aligned with your future goals. This episode is your opportunity to master the art of estate planning by understanding the necessity of revisiting and updating your documents amidst changes in your relationships, health, and financial circumstances. You'll gain insights into the potential pitfalls of an outdated plan and learn why having a professional review is crucial for avoiding unintended consequences. Our office's malpractice policy and trust amendment practices underscore this importance, highlighting the need for a thorough update while preserving the integrity of your existing trust.

We'll unlock strategic tips to safeguard your legacy for future generations. Discover why leaving money outright to children can be fraught with risks and the benefits of setting up trusts with specific terms. With upcoming changes to the estate tax exemption in 2026, I'll emphasize the importance of proactive updates to mitigate tax liabilities. Beyond financials, we'll discuss reviewing healthcare decisions, keeping appointed agents in line with your current wishes, and the essential steps of conducting an inventory check and updating beneficiaries. Engaging family members and setting deadlines are key strategies for clarity in planning, leading to peace of mind and the celebration of a well-rounded estate plan. Don't miss the announcement of our upcoming series addressing 100 common estate planning questions, designed to equip you with all you need for future planning decisions.

Information to help you answer all of your questions about aging.

Unlock the critical insights into Medicare changes with our expert guest, Paul Livingston, a seasoned registered nurse turned Medicare advisor. Gain the knowledge you need to confidently navigate Medicare plans and avoid the pitfalls of misinformation. Understand the pivotal role of independent brokers in tailoring healthcare options to your specific needs, especially when considering the region-specific nature of Medicare Advantage plans and the impact of individual prescription requirements. For seniors living on limited incomes, staying informed about major Medicare changes is crucial. Paul offers guidance on strategies to manage these shifts effectively and ensure your health and financial well-being are prioritized.

Discover the practical routes available for handling medication costs without the stress of overwhelming initial payments. We explore federal programs that spread expenses throughout the year, making healthcare more manageable. Learn about the flexibility offered during the trial look period when transitioning between traditional Medicare with a Medigap plan and Medicare Advantage. However, understand the challenges that arise when attempting to revert back to a Medicare supplement, particularly for those managing chronic health conditions. This episode promises to equip you with the tools to make informed decisions regarding your Medicare options, empowering you to navigate this complex landscape with greater confidence.

Call Paul Livingston at 479-347-9920

Information to help you answer all of your questions about aging.

Discover the fascinating transformations occurring in the funeral industry with our special guest, Christie Page from Dignity Memorial, North America's largest funeral provider. Uncover why more families are choosing cremation over traditional burials and how the mobility of modern life is reshaping final arrangements. Christie shares how Dignity Memorial's national plan transferability offers unprecedented flexibility and financial assurance for families, ensuring that your plans can follow you across 2,000 locations. This episode provides a rare glimpse into the innovative solutions being crafted to meet the evolving needs of families today.

We also explore groundbreaking alternatives like green burials and water cremation, even though they’re not yet available in Arkansas. Understand the importance of planning ahead and how pre-arranged plans can significantly reduce the emotional and financial stress on loved ones. From direct cremations at $2,800 to elaborate funerals averaging $10,000, we break down the costs and explore the personalized planning guides offered by Dignity Memorial to perfectly align every detail with your wishes. Whether you're contemplating your own arrangements or simply seeking to understand the shifting customs in memorial practices, this episode is packed with insights that promise to enlighten and inform.

Christie's number: 479-957-0102

Information to help you answer all of your questions about aging.