One of the biggest contributors of stress that is impacting millions of Americans right now is financial anxiety and economic uncertainty. In fact, according to a recent survey, 70% of the population is feeling the impact of the current economy. Not just mentally, but there's also a physical toll when your overall health, diet, and sleep habits start to slip.

With that in mind, I'm sharing tips on mastering your mindset and three (3) simple steps that helped me turn things around from one of the darkest periods of my life in 2008, when I was drowning in debt, to doubling my income in just two months, even as the recession got worse. How did I do it? I leaned into what would become the Miracle Morning and the S.A.V.E.R.S. to focus on improving my financial situation. In doing so, I was able to stop my suffering and depression, regain my peace of mind, and start building momentum again.

Whether you're struggling with inflation and the rising costs of groceries and basic needs or simply feeling stuck, these three steps can help you take action today and improve your situation, starting from the inside out. And always remember that your peace of mind is not determined by your paycheck but by your perspective.

KEY TAKEAWAYS

• 70% of Americans are currently dealing with financial anxiety
• How the Miracle Morning and S.A.V.E.R.S. were created during my own personal financial crisis
• Why mastering your mindset is the first step to overcoming financial stress.
• How to apply the S.A.V.E.R.S. towards specific goals like improving your income
• Reviewing and cutting unnecessary expenses relieves stress and creates peace of mind
• Focus on the things that are within your control

Get The Full Show Notes

To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/587

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I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world.

To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes.

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Copyright © 2025 Miracle Morning, LP and International Literary Properties LLC

The reality is that only way to change your life is to change your habits. Setting bigger goals is fun—but if you don’t identify and implement the habits that are necessary to achieving your goals, you’ll be setting yourself up for disappointment.

Today, I'm sharing four (4) simple steps that will help you transform your habits, which are so easy to implement that you'll feel like you can't fail. Once they're part of your routine, they become automatic, to the point where I don't even think of them anymore.

Whether you're looking to improve your health, your finances, your mindset, or your relationships, these simple steps will help eliminate resistance and help create new habits that are practical and sustainable.

I'll also share tips on avoiding the common pitfalls that hold people back, aligning your habits with your identity, and how small, consistent changes can completely transform your life. If you've struggled with creating new habits and tend to get stuck in old patterns, you'll be able to take that first step towards the goals that align with who you are and who you want to become.

KEY TAKEAWAYS

• The only way to change your life is to change your habits
• When you get your habits right, everything else falls into place
• Creating healthy habits will shape your future. Creating bad habits will sabotage you
• Most people fail to change their habits because they start too big
• The four steps to building habits that actually stick
• The importance of tracking your progress and celebrating small wins

Get The Full Show Notes

To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/586

Subscribe, Rate & Review

I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world.

To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes.

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Copyright © 2025 Miracle Morning, LP and International Literary Properties LLC

This episode is incredibly long overdue but the stars aligned, and I had the chance to interview someone who has been instrumental in helping me become the man I am today. That person is none other than my mom, Julie Wilson. I can’t wait for you to hear her story and mine from her perspective.

You’ve heard me talk about many of the difficult chapters in my life—losing my sister, surviving a near-fatal car crash, battling cancer—but today, you’ll hear those stories through the eyes of the woman who lived them right alongside me. And when I say literally, I mean literally beside me.

My mom has been through more than most: the heartbreaking loss of a daughter (my sister), raising a rebellious teen (yep, that was me), watching me fight for my life multiple times, and most recently, surviving a serious fall that shattered her heel and broke her wrist. And yet, she remains one of the most joyful, optimistic, and resilient people I know. Her strength doesn’t come from avoiding hardship—it comes from choosing laughter, faith, and service in the face of it.

Whether you’re a parent, a child, or someone simply navigating a tough season with life’s curveballs, this episode is packed with love, wisdom, and great perspective. You’ll learn how the positive mindset that I have today started when I was very young, why my family chooses to focus on the good things and not on the things that are out of our control, and how my mom lives with unshakable joy, even when life gets tough.

KEY TAKEAWAYS

• How the words “Can’t Change It” is more than a phrase—it’s our way of life
• How my mom turned the loss of her daughter into a mission of healing for others
• Why giving tough love is necessary sometimes, especially when raising teenagers
• The positive mindset my mom had after a devastating fall from a ladder
• Her simple advice on true happiness and feeling young at heart
• That it’s better to give than to receive and why my mom is compelled to help others

Get The Full Show Notes

To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/585

Subscribe, Rate & Review

I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world.

To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes.

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Copyright © 2025 Miracle Morning, LP and International Literary Properties LLC