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Yes, really, there’s finally good news about HOA insurance! Robert and Kevin unpack it in this week’s episode.
✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

You read that right, there’s finally some good news about HOA insurance! In this episode, Robert and guest Kevin from share recent developments that might positively impact your HOA’s coverage options. They break down what’s shifting in the insurance market, how boards can take advantage, and what this means for your next renewal. It’s not all doom and gloom (Really)!

Chapters:

00:00 What’s Happening With Insurance Claims Right Now?

02:10 Why Kevin Thinks There’s “Good News” in Insurance

04:00 How Quiet Disaster Seasons Affect Premiums

05:35 Are Lower Losses Creating Insurance Stability?

07:10 Why You Should Still Expect Premium Increases

08:30 What Role Does Risk Management Play?

10:20 What Reinsurers Are Really Worried About

12:10 Why HOA Loss History Impacts Rates So Much

14:00 What Boards Need to Understand About Deductibles

16:00 What Does “Capacity” Mean in the Insurance World?

18:00 Will Insurance Rates Ever Go Down Again?

20:15 Why Preventive Maintenance Is a Powerful Tool

22:30 Can One HOA’s Loss Affect Everyone’s Premiums?

24:10 How to Have a Realistic View of Insurance Expectations

26:00 How Much Control Do HOA Boards Really Have?

28:00 What Homeowners Often Get Wrong About Coverage

30:15 Final Thoughts: Staying Proactive and Prepared

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The content is not intended to provide specific advice or recommendations for any individual or organization. Please seek advice from licensed professionals.

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Julie Adamen
https://www.linkedin.com/in/julieadamen/

Kevin Davis, CIRMS
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